How To Get Chase Debit Card in 2024? (Apply, Types, Fees)

Payment cards such as Chase Debit Cards are connected to checking accounts at Chase Bank.

With a Chase Debit Card, money is immediately taken out of your checking account when needed.

With debit cards, you may make transactions and easily access your money without carrying cash or writing cheques.

You can use a Chase Debit Card to make purchases at any of the countless businesses that accept Visa Debit Cards, both in-person and online.

Contents

How To Get Chase Debit Card?

Debit cards are frequently given to you once your application for a checking account has been authorized. If one is not automatically given to you, you might be able to obtain one by taking the following actions:

Dial customer support: To obtain a debit card or check if one has been mailed to your accurate address, you can typically phone the customer service line for your bank.

Make a card request online. You might be able to apply for a debit card through the website or mobile app for your bank account.

Call the number on the back of your new debit card to activate it before you start using it. You might be able to confirm the delivery of your debit card and activate it using the mobile app for your bank account if this function is accessible to you.

You can take the following actions to get your Chase Debit Card:

Create a checking account with Chase Bank to be eligible for a Chase Debit Card. This can be done online or in person at a nearby Chase location.

1. Open a checking account:

Chase Bank offers various checking account options, including Total Checking, Premier Plus Checking, and Sapphire Checking, among others. Pick the account that best satisfies your requirements and falls within your spending limit.

2. Supply Personal information:

You must provide personal information while opening a checking account, including your name, address, and Social Security number. You might also be asked to present identifying documentation, such as a passport or driver’s license.

3. Fund your account:

You must fund your checking account before you can use your Chase Debit Card. Transferring funds from another account, depositing cash or a check, or setting up a direct deposit are all options for doing this.

Wait for your debit card. You should get your Chase Debit Card in the mail a few days after opening your checking account. As soon as you receive your card, make sure you activate it.

4. Set up online banking:

You should set up online banking with Chase Bank in order to manage your account and keep track of your transactions. This will enable you to view your transactions and account information online and provide you access to your account details.

Note: Keep in mind that the procedure for applying for a Chase Debit Card and opening a checking account may differ based on the particular terms and conditions of the account and the particular branch you are working with.

Read– Chase Bank Payroll Services

What Types Of Debit Card Chase Bank offers?

Below we share Chase Bank Debit Card Types

1. Chase Total Checking Debit Card:

Like any other financial product, the Chase Total Checking Debit Card offers pros and cons. The Chase Total Checking Debit Card has the following benefits and drawbacks:

Chase Total Checking Debit Card	Pros Widely accepted: The Chase Total Checking Debit Card is a practical choice for regular purchases because millions of businesses globally accept it. Overdraft defense: If your checking account is connected to a Chase savings account, you might be qualified for overdraft defense, which can save you money on overdraft penalties. Banking via mobile and online: You can conveniently access your account information, deposit checks, and manage your money on the road with online and mobile banking. Cons Monthly maintenance cost: Some Chase Total Checking accounts include a monthly maintenance fee, but you can avoid it by setting up direct deposit or keeping a minimum daily level. Overdraft fees: You may incur an overdraft fee if you make a purchase or take more money from your account than you have available. Fees for using non-Chase ATMs: If you use an ATM that is not a part of the Chase network, you can be charged a fee.

2. Chase Premier Plus Checking Debit Card:

Provided by Chase Bank, the Chase Premier Plus Checking account is a high-end checking account that includes a debit card.

Chase Premier Plus Checking Debit Card	Pros Overdraft protection is a feature of the Chase Premier Plus Checking account that can help avoid exorbitant overdraft fees. Cashback benefits: Some Chase Premier Plus Checking accounts provide cashback rewards on specific purchases, allowing you to recoup some of your regular spending. Costs that are waived: In some circumstances, fees for the Chase Premier Plus Checking account, such as the recurring monthly fee, may be waived. Cons High monthly maintenance charge: Some Chase Premier Plus Checking accounts have a high monthly maintenance fee, which can be pricey for customers who don't have a large amount or use the account frequently. Minimum balance demands: Some Chase Premier Plus Checking accounts may have minimum balance demands, which can be challenging for some people to satisfy. Foreign transaction fees: You can be assessed a foreign transaction fee if you use your Chase Premier Plus Checking Debit Card to buy something outside of the United States.

3. Chase Sapphire Checking Debit Card:

To give clients more value for their daily banking, Chase unveiled Sapphire Banking, a new premium checking account.

Customers of Sapphire Banking who maintain a minimum of $75,000 in admissible deposits or investments will receive the following benefits:

Chase Sapphire Checking Debit Card	Pros Higher ATM limits with the Sapphire Banking debit card, including reimbursements of fees imposed by non-Chase ATM owners. No fees at ATMs around the world There are no costs for routine banking transactions, including exchange rates, outward wire transfers, and stop payments. Cons Hefty minimum deposit: You might need to make a high minimum deposit to start a Chase Sapphire Checking account, which may be challenging for certain people. High monthly maintenance fee: Some Chase Sapphire Checking accounts have a high monthly maintenance fee, which can be costly for users who do not maintain a large amount or who do not frequently access the account. Limited ATM access: The Chase Sapphire Checking account does not have access to as many ATMs as some other checking accounts, which could be bothersome for certain people.

4. Chase Liquid Debit Card:

This prepaid debit card can be loaded with additional cash. Though not precisely the same, it resembles the union of a checking account with a debit card. It is recognized everywhere.

Chase Liquid Debit Card	Pros Convenient and simple to use: As a prepaid debit card that can be refilled with cash, the Chase Liquid Debit Card is a simple and practical alternative for handling your finances. No credit check is necessary to start a Chase Liquid account, which makes it an excellent choice for those with bad or little credit history. This is in contrast to opening a standard checking account, which does require a credit check. No monthly maintenance fee: The Chase Liquid account does not charge a monthly maintenance fee, in contrast to some other kinds of checking accounts. Cons Limited overdraft protection: Unlike a standard checking account, the Chase Liquid account does not provide overdraft protection. Limited features: The Chase Liquid account may have fewer features and services, such as the capacity to conduct wire transfers or create checks, than a conventional checking account. Reloading fees: Using a non-Chase ATM or reloading using a credit card may incur fees when the card is reloaded.

Read– Can Chase Bank Notarize Documents?

Frequenlty Asked Questions

Below we share some frequenlty asked questions related to Chase Debit Card.

Is my Chase Debit Card usable abroad?

Your Chase debit card can be used abroad, yes. It’s vital to keep in mind, though, that using your card outside of the United States can incur charges.

For each transaction you complete in a foreign currency, Chase, for instance, might impose a foreign transaction fee. Additionally, there may be a fee associated with using an ATM that is not a member of the Chase network.

What costs are involved in using a Chase Debit Card?

Every transaction you make in a currency other than US dollars will incur a 3% fee if you use one of the Chase debit cards that are listed on their website.

Chase levies various fees for its debit card services, much like many other banks. The following are some typical costs with a Chase debit card:

Regular Maintenance Charge:
Overdraft Charges
ATM non-chase fees:
Fees for Foreign Transactions:
Fee for Replacement Cards:

How can I inform Chase of a lost or stolen debit card?

Call immediately at 1-800-935-9935 if your card has been lost, stolen, or damaged. For call center opening times, visit chase.com/customerservice.

Can I modify my debit card’s PIN?

Yes, you can alter the PIN on your debit card; however, the procedure will vary depending on your bank. For additional information on how to modify your PIN for Chase Bank, keep reading.

How can I modify my Chase Debit Card’s PIN?

There are various ways to modify the PIN on your Chase Debit Card:

Over the phone: Dial the number on your card’s back and follow the voice-activated guidance to modify your PIN.
Online: If you use Chase, you can modify your PIN online through the Chase website or mobile app. Enter your username and password, pick your debit card, and then click the “Change PIN” button.
In-person You can also change your PIN in person by visiting any Chase bank and speaking with a customer care agent there.
A virtual assistance desk: Chase Bank offers a very useful online support desk platform. The ability to talk with a live agent is available on the official Chase website. This live agent will be able to respond.

If you require additional support, you can also go to your neighborhood Chase bank, where a person will assist you in changing your PIN.

What is the Chase Debit Card’s daily spending cap?

In a single day, you cannot make more than $3,000 worth of purchases using a standard Chase debit card.

The truth is that this cap is in place for security purposes. Your debit card cannot be used to empty your account by making pricey purchases if it is stolen.

Note: Remember that the restrictions on debit card purchases and withdrawals differ.

It’s crucial to remember that daily spending restrictions may fluctuate depending on spending habits and other factors.

They are not set in stone. Additionally, lesser limits could apply to specific transactions, like cash withdrawals from ATMs.

Read– Chase Debit Card Coverage Limit

Author
Recent Posts

Blake

My Name is Blake. Owner of this Blog. I Love to write and Talk about Business and Finance related information. Through This Blog, I try to solve some Business & Finance Related Queries.