Payment cards such as Chase Debit Cards are connected to checking accounts at Chase Bank. With a Chase Debit Card, money is immediately taken out of your checking account when needed.
With debit cards, you may make transactions and easily access your money without carrying cash or writing cheques.
You can use a Chase Debit Card to make purchases at any of the countless businesses that accept Visa Debit Cards, both in-person and online.
How To Get Chase Debit Card?
- Debit cards are frequently given to you once your application for a checking account has been authorized. If one is not automatically given to you, you might be able to obtain one by taking the following actions:
- Dial customer support: To obtain a debit card or check if one has been mailed to your accurate address, you can typically phone the customer service line for your bank.
Make a card request online. You might be able to apply for a debit card through the website or mobile app for your bank account.
Call the number on the back of your new debit card to activate it before you may start using it. You might be able to confirm the delivery of your debit card and activate it using the mobile app for your bank account if this function is accessible to you.
You can take the following actions to get your Chase Debit Card:
Create a checking account with Chase Bank to be eligible for a Chase Debit Card. This can be done online or in person at a nearby Chase location.
1. Open an checking account:
Chase Bank offers various checking account options, including Total Checking, Premier Plus Checking, and Sapphire Checking, among others. Pick the account that best satisfies your requirements and falls within your spending limit.
2. Supply Personal information:
You must provide personal information while opening a checking account, including your name, address, and Social Security number. You might also be asked to present identifying documentation, such as a passport or driver’s license.
3. Fund your account:
You must fund your checking account before you can use your Chase Debit Card. Transferring funds from another account, depositing cash or a check, or setting up a direct deposit are all options for doing this.
Wait for your debit card. You should get your Chase Debit Card in the mail a few days after opening your checking account. As soon as you receive your card, make sure you activate it.
4. Set up online banking:
You should set up online banking with Chase Bank in order to manage your account and keep track of your transactions. This will enable you to view your transactions and account information online and provide you access to your account details.
Note: Keep in mind that the procedure for applying for a Chase Debit Card and opening a checking account may differ based on the particular terms and conditions of the account and the particular branch you are working with.
What Types Of Debit Card Chase Bank offer?
Below we share Chase Bank Debit Card Types
1. Chase Total Checking Debit Card:
Like any other financial product, the Chase Total Checking Debit Card offers pros and cons. The Chase Total Checking Debit Card has the following benefits and drawbacks:
2. Chase Premier Plus Checking Debit Card:
Provided by Chase Bank, the Chase Premier Plus Checking account is a high-end checking account that includes a debit card.
3. Chase Sapphire Checking Debit Card:
To give clients more value for their daily banking, Chase unveiled Sapphire Banking, a new premium checking account.
Customers of Sapphire Banking who maintain a minimum of $75,000 in admissible deposits or investments will receive the following benefits:
4. Chase Liquid Debit Card:
This prepaid debit card can be loaded with additional cash. Though not precisely the same, it resembles the union of a checking account with a debit card. It is recognized everywhere.
Chase Liquid Debit Card
Frequenlty Asked Questions
Below we share some frequenlty asked questions related to Chase Debit Card.
Is my Chase Debit Card usable abroad?
Your Chase debit card can be used abroad, yes. It’s vital to keep in mind, though, that using your card outside of the United States can incur charges.
For each transaction you complete in a foreign currency, Chase, for instance, might impose a foreign transaction fee. Additionally, there may be a fee associated with using an ATM that is not a member of the Chase network.
What costs are involved in using a Chase Debit Card?
Every transaction you make in a currency other than US dollars will incur a 3% fee if you use one of the Chase debit cards that are listed on their website.
Chase levies various fees for its debit card services, much like many other banks. The following are some typical costs with a Chase debit card:
- Regular Maintenance Charge:
- Overdraft Charges
- ATM non-chase fees:
- Fees for Foreign Transactions:
- Fee for Replacement Cards:
How can I inform Chase of a lost or stolen debit card?
Call immediately at 1-800-935-9935 if your card has been lost, stolen, or damaged. For call center opening times, visit chase.com/customerservice.
Can I modify my debit card’s PIN?
Yes, you can alter the PIN on your debit card; however, the procedure will vary depending on your bank. For additional information on how to modify your PIN for Chase Bank, keep reading.
How can I modify my Chase Debit Card’s PIN?
There are various ways to modify the PIN on your Chase Debit Card:
- Over the phone: Dial the number on your card’s back and follow the voice-activated guidance to modify your PIN.
- Online: If you use Chase, you can modify your PIN online through the Chase website or mobile app. Enter your username and password, pick your debit card, and then click the “Change PIN” button.
- In-person You can also change your PIN in person by visiting any Chase bank and speaking with a customer care agent there.
- A virtual assistance desk: Chase Bank offers a very useful online support desk platform. The ability to talk with a live agent is available on the official Chase website. This live agent will be able to respond.
If you require additional support, you can also go to your neighborhood Chase bank, where a person will assist you in changing your PIN.
What is the Chase Debit Card’s daily spending cap?
In a single day, you cannot make more than $3,000 worth of purchases using a standard Chase debit card.
The truth is that this cap is in place for security purposes. Your debit card cannot be used to empty your account by making pricey purchases if it is stolen.
Note: Remember that the restrictions on debit card purchases and withdrawals differ.
It’s crucial to remember that daily spending restrictions may fluctuate depending on spending habits and other factors.
They are not set in stone. Additionally, lesser limits could apply to specific transactions, like cash withdrawals from ATMs.